Financial Wisdom

This is my 100th post and would like to talk about financial wisdom. Well, I do not think that I have all it takes to talk about this topic.. However, based on my little experience that I have and looking at the lives of people around me, I think I can conclude a thing or two...

Firstly, one must live within his/her means. Being prudent is a virtue and it doesn't mean that by reducing expenditure, it equates to no faith for God to provide more. However, for people who spends without thinking and especially when you're spending like a king while earning peanuts, you are really asking for it..

Secondly, to increase income, one must be reasonably valued in the market. else, you'll always end up doing jobs that no one else wants to do. One way to increase value is by education. With a better education, you will not neccessarily be able to earn much more, but the very least, you'll not be poor. Those people who says that higher educated people will not be able to find jobs as easily those with lower education, are often people who cannot get to that education level themselves. Sour grapes is the word. By not wanted to put in the hard yards, the next best thing is to say that it's not worth it.

Thridly, it's only with financial abilitities that one can even start to consider blessing others. If one is financially tight, he/she will find himself/herself getting caught in a situation where the heart is willing but the pocket is weak. This is when one wants to do something but financially it is impossible. Be it doing a visitation, paying for a meal, paying for a cab fare, sponsoring someone, everything needs money. In fact, the bible says money answers everything (Ecc 10:19)... Think about it. Start spending wisely.

Update..

A quick update.. we just registered for marriage. One can only do this 3 months before the wedding day.So on the 18th night, by the time the clock struck 12, Huiqin was waiting to log in to www.rom.gov.sg. I think she's really desperate to get married... hahaha.

Next update, we bought a sofa. Or have I mentioned this before? We bought this a few days back. Yellow and black. What we liked was that it was designed by Singaporeans. We support Singaporeans. Best of all, it met our needs, with high back rest and it allowed slide ways resting. Perfect for siesta... Also, it fitted into the budget. It's SGD 499, 1 buck short of the full budget amt. Oh, bt the way, it's for the study room, not the living room.

I have also checked with my HR on some honeymoon things. I think things will turn out well.. Really pray for favour.

Finally, I just read Sunday Times and in it there was an article on Vietnamese wives. I was at Tanjong Katong Shopping Centre for lunch on Fri with my boss and colleagues. The forth floor was full of such Vietnamese brides. It made me wonder if marriage can be structured as an agreement. Just like a contract, be it with maids/business etities etc. so long as it benefit both parties, it'll work. The brides will get their priced Singapore PR and soon citizenship and the husbands will not be left on the shelf. It's hard to imagine that true love exist from the time the customer steps into the shop to the time the customer leaves the shop...

L-plate

I was just in office that day telling my friend how low our salary is. I told him that with marriage coming up, I really need money and it seems that the monthly take home I'm drawing now is really meager.

Then he said something. Look, we are still learning now as we just entered the workforce. So we have a "L" plate in front of us. Once we have removed the "L" plate, we can then remove the "L" plate from our L-E-A-R-N and start to E-A-R-N. It made me think a little....

Must be SMU....

Well, the wannabe university has done it again. Being the first business university in SG, being the first uni with US style lecturing, the first university full of spoilt brats,

NOW, the first to bring in H1N1 to SG....

Result of never listen to instructions, want to act smart, thiking they are the monopoly of intelligence.

A Song for my Wife

I'm so in love with Huiqin that I worte a song for her...

Your touch gives me warmness
All your tenderness
I love you
I love you

Every moment we are together
I feel as if it'll be forever
I love you
I love you

Chorus
Hazel Seet Huiqin
You draw me close within
You make me feel that I am "in"
When I am with you there's no din
I really love you
I really miss you

Bridge
And here's the song we all will sing
And here's the girl that I will cling...

Photoshoot

Took 2 days off to go for photoshoot. Time flies and this is one more item that is completed as we move down the timeline...

Started at 10am. Of cos, we were there at 10 and the makeup artiste just reached. I went to look for Yi kang who was suppose to assist in this photoshoot. He thought it's in Bugis junction and so I had to guide him to Bridal Concept.

First up was the China contume in the studio, then it was the bridal down, evening gown etc. There's a pink dress that huiqin choose but it cannot be brought outdoors and thus, we took photos of it indoors at the studio. Better also as we do not need to change outdoors. This is the pic.



Of course there were some others which we took outdoors. We went to Pandan reservoir.



These were of course not taken by the photographer from the bridal shop, but were taken by our secondary sch friend Mr Feng. Thus, some shots were caught with us not looking at the camera. The main photographer was...



Some of the photos that we liked are:

SIN / PEK / SIN //

Just came back from Beijing. It's a super short trip but yet, so much was achieved. Left Singapore on Fri early morning (effectively Thurs night) and reached PEK at abt 6 plus 7. By the time we left the airport it was abt 8am and was greeted by the local correspondants. Went straight to the hotel and boy, it was nice. Headed out to Yong He Dou Jiang for a snack and then it's lunch. Fully paid buffet and ate sashimi like there's no tomorrow. After that, proper work starts.

Well, it was quite a long day as we ended at 7pm plus. Then it's dinner. Tried some real authentic Sichuan food and there's this "shui yu". It's basically fish in oil. Yes, a whole big bowl of oil. The food generally were super duper oily...

After that went back to the hotel for a massage followed by foot reflexology. Knock out during the massage and the foot reflex was so painful and ticklish. At the end, got laughed at by her and I slept. The massage cost only RMB120 for 2 hrs. I was told that SQ staff will find this company whenever they are in PEK. I got a card too and it states that they specialise in attending to SQ staff, emirates and dragonair crew. haha.

Next morning buffet breakfast at the hotel. Then followed by work. In the afternoon, went for lunch at this very famous restaurant that our very own president went beofre. Then headed for the airport and I'm back after 5.5 hrs of flight. Chop Chop.